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Terms & Conditions

The Human Condition — English-language version for UK, US, Australian, and New Zealand users

This is a standalone English-language version of the Terms & Conditions for markets outside Germany, Austria, and Switzerland. The German-language AGB remains the legally authoritative version for German/EU users. Governing law is German law throughout, though mandatory consumer protections in your own country continue to apply where relevant — see Section 11.

1. Scope

These terms apply to all contracts for use of The Human Condition subscription/access service ("the Service") between Curt von Guionneau ("the Provider") and the user ("you").

2. Geographic availability

The Service is offered only to consumers residing in Germany, Austria, Switzerland, the United Kingdom, the United States, Australia, and New Zealand. It is not directed at, marketed to, or intended for residents of any other country, and we make no representation that the Service complies with the laws of any jurisdiction outside this list. If the Service is accessed or purchased from outside these countries, these Terms and our standard refund policy (Section 8) apply — without prejudice to any mandatory consumer protection you are entitled to under the law of your own country of residence, which continues to apply regardless of this clause. We reserve the right to restrict or decline access, orders, or payments originating from countries outside this list.

3. Description of service

The Service provides access to a digital application containing reflective/philosophical content (see the separate Content Disclaimer). This is a digital product with no physical medium, delivered entirely online.

3a. How the contract is formed

Contract formation. The presentation of the Service on our website is an invitation to treat, not a binding offer. The steps are: (1) you create a free account on our website; (2) you choose a paid plan and are taken to the checkout operated by Payhip; (3) you enter your payment details and submit a binding offer by pressing the clearly labelled payment button; (4) the contract is concluded when payment is confirmed and your access is enabled. You then receive confirmation in text form by email.

Correcting input errors. Before you submit your order you can review every entry and correct it using the input fields and your browser's back function, or abandon the process entirely.

Storage of the contract text. We do not store the contract text in a form you can retrieve. These Terms can be read, printed and saved from this page at any time, and your order details also reach you in the confirmation email — please keep it.

Contract languages. German and English. The German-language AGB is the legally authoritative version.

4. Pricing and payment

All prices are shown in Euros; if you pay in another currency, your payment provider will convert the amount at their prevailing exchange rate. All prices are final prices and include German VAT at the statutory rate, currently 19% (of €5.00, €0.80 is VAT; of €20.00, €3.19). Nothing is added at checkout. For purchases from outside Germany, the checkout provider Payhip may calculate, collect and remit the VAT or sales tax applicable in your country; the total shown at checkout is always the amount payable.

Payment is processed via Payhip and/or directly through Stripe and/or PayPal. For the monthly plan, once subscribed, €5.00 is automatically charged at the start of each billing month via your chosen payment method, until you cancel. For one-year access, the €20.00 charge is a single payment with no further charges unless you choose to purchase again after the twelve months end.

Price guarantee for existing members

For as long as your membership runs without interruption, the price you agreed when you signed up stays unchanged. We will not raise it — not when we change prices for new contracts, and not as further decks, content or features are added.

Without interruption means: on the monthly plan, successive billing periods with no cancellation, no withdrawal and no failed payment. On the one-year access, your membership counts as uninterrupted if you purchase again before the current access period ends. If your membership ends and you later start a new one, the price current at that time applies.

We may withdraw this for future contracts. The price guarantee is a founding-member advantage. We expressly reserve the right to change it, or to stop offering it for new contracts, at any time. Memberships entered into while it applied are unaffected and keep it.

Statutory changes are not covered — in particular, if the applicable VAT rate changes, the gross price adjusts accordingly.

Terms of the providers we use

Checkout runs through Payhip. Alongside these Terms, the providers' own terms apply to that process:

These are the providers' own documents and are not issued by us. Where anything in them would restrict your rights against us as a consumer, these Terms and the mandatory consumer law that applies to you take precedence.

5. Term and cancellation

Monthly plan: renews automatically each month. You can cancel at any time; cancellation stops future billing, and you keep access until the end of the month you've already paid for — cancelling does not cut off access immediately.

One-year access: ends automatically after twelve months. No cancellation is needed to prevent a renewal, because there is no renewal to stop. The cancellation button is nevertheless available for this contract too, in particular for cancellation for good cause.

You can cancel at any time using the “Cancel your contract here” button in the footer of our website, or informally by emailing the address given in the Trader Information document. We will confirm receipt of your cancellation, its content, and the date the contract ends, in text form and without undue delay.

UK consumers: the Digital Markets, Competition and Consumers Act 2024's subscription-contract rules (mandatory renewal reminders, an easier "click to cancel" mechanism) are not yet in force as of this writing. Until they commence, the Consumer Contracts Regulations 2013 (see Section 6) remain the applicable baseline.

6. Right to cancel (UK and EU consumers)

If you are a consumer in the UK or EU, you have the right to cancel this contract within 14 days of purchase without giving any reason (the "cooling-off period").

Important — early loss of this right for digital content: because this is a digital service delivered immediately, not on a physical disc or similar, your 14-day right to cancel ends early if you: - expressly ask for the service to begin immediately, and - expressly acknowledge that by doing so, you lose your right to cancel once the service has started.

You confirm this at signup via a separate checkbox, distinct from your general acceptance of these terms: "I expressly request immediate access to the service, and I acknowledge that I will lose my right of withdrawal once the service begins." Without your separate confirmation of this statement, your 14-day right otherwise still applies in full.

We ask for that confirmation separately before the paid contract is concluded, and we record it. You receive it back with your contract confirmation in text form on a durable medium, so you can always show what you agreed to and when. Either way, our voluntary 14-day money-back promise below applies regardless.

To cancel under this right, contact us (details in the Trader Information / Impressum document) with a clear statement that you wish to cancel — email is sufficient, no specific form is required.

Electronic withdrawal function. You can also exercise your right to cancel online at https://thehumancondition.cards/widerruf.html. The "Withdraw from contract" button is permanently available in the footer of every page throughout the cancellation period and is reachable without logging in. If you use it, we will send you confirmation of receipt, its content, and the date and time it reached us, on a durable medium (for example by email) without undue delay.

Voluntary 14-day money-back promise (an additional contractual right)

This is not the statutory right to cancel described above. It is a promise we choose to give, and it sits alongside your statutory rights rather than replacing them.

If you tell us within 14 days of entering into the contract that you don't wish to continue, we will refund what you paid in full — without you giving a reason, and without any deduction for use you have already made of the service. We make the refund within 14 days of receiving your message, to the same payment method you used to pay (Stripe or PayPal). Your access ends when the refund is made.

Importantly, this promise applies even where your statutory right to cancel has already ended because you asked for immediate access at signup. You can claim it through the same "Withdraw from contract" button — we work out ourselves whether your statutory right still applies or whether this promise does, and refund in full either way.

7. Statutory rights outside the UK/EU

If you're in the United States: most US states do not give consumers an automatic cooling-off right for digital content purchases like this. Instead, our own refund policy (Section 8) applies to you.

If you're in Australia: the Australian Consumer Law (ACL) gives you certain statutory guarantees (for example, that services will be provided with due care and skill) that cannot be excluded by these terms, regardless of anything else stated here. Nothing in these terms limits those guarantees.

If you're in New Zealand: the Consumer Guarantees Act 1993 and Fair Trading Act 1986 give you certain statutory rights that cannot be excluded by these terms, regardless of anything else stated here. Nothing in these terms limits those rights.

8. Refund policy

We do not operate a blanket "all sales are final" policy. We will offer a refund where: - you were charged more than once for the same period by mistake (duplicate billing), - a technical failure meant you couldn't actually access the service you paid for, or - a refund is required by the law that applies to you (see Sections 6 and 7 above), or - you rely on our voluntary 14-day money-back promise (see Section 6).

Your statutory rights. The list above is not exhaustive. Where a digital product is faulty or not as described, your statutory rights are unaffected — under §§ 327 ff. BGB, and, if you are a UK consumer, under the Consumer Rights Act 2015. These include rights to have the problem put right, to a price reduction or refund, to damages, and to receive the updates needed to keep the service as described. Nothing in this section limits them.

To request a refund, contact us at the email address in the Trader Information / Impressum document.

9. Liability

The Provider's liability is unlimited for intentional acts and gross negligence, for death or personal injury, and under any applicable product liability law. For ordinary negligence, liability is limited to breach of a material contractual obligation, and capped at the kind of loss that was foreseeable at the time the contract was made.

Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited — including liability for death or personal injury caused by negligence, and for fraud or fraudulent misrepresentation. Where the law of your country of residence gives you stronger protection, that protection applies.

10. Content notice

See the separate Content Disclaimer. The Service is not a substitute for professional medical, psychological, legal, or financial advice.

11. Governing law

German law applies to this contract, excluding the UN Convention on Contracts for the International Sale of Goods, since the Provider is based in Germany. If you are a consumer, this does not take away any protection you're entitled to under the mandatory consumer-protection law of your own country of residence — those protections still apply alongside this clause, wherever you are.

12. Final provisions

If any part of these terms turns out to be invalid or unenforceable, the rest stays in effect.

Last updated: 29 July 2026